Maybank’s Philippine Islamic Banking Unit Just Made History—and It Is Already Chasing a Credit Card
A First-Mover Bet in a $44 Million Market In July 2026, Maybank Philippines, Inc. officially commenced Islamic banking operations, becoming…
Category: Finance & Banking
The Credit Paradox — How Philippine Digital Banks Are Learning to Grow Loans Without Importing Unmanageable Risk
Philippine digital banks have a lending problem that is also their biggest opportunity. The borrowers they were designed to serve—Filipinos…
AI Personalization in Philippine Banking: EastWest ESTA, Tonik, and Chinabank Lead the Shift
Personalization in banking used to mean addressing a customer by their first name in a marketing email. In 2026 Philippines,…
When Payroll Becomes a Financial Gateway — Maya’s Embedded Finance Strategy for 1.9 Million Workers
The Paycheck Is No Longer Just a Paycheck For nearly 1.9 million Filipino BPO workers, payday has historically meant a…
The Retirement Renaissance: How Open Finance is Solving the PERA Puzzle
The Onboarding Bottleneck That Held Back a Generation For years, the Personal Equity and Retirement Account (PERA) was a well-kept…
How Sovereign Credit Ratings Shape Borrowing Costs for Philippine Corporations
When international credit rating agencies assess the Philippines’ sovereign debt, their verdicts ripple far beyond government bond yields. Because international…
Beyond Remittances: How E-Wallets Are Redefining Philippine Fintech Investment in 2026
The Backbone of Philippine Fintech For years, the Philippine fintech story was synonymous with remittances. While the $40 billion remittance…
Strategic Shifts: How BSP Policies and Inflation Are Steering Deposit Competition
The fierce competition for deposits currently observed in the Philippine banking sector is not occurring in a vacuum. It is…
Navigating the Green Maze: The ESG Cost of Crypto Banking in the Philippines
The Sustainability Paradox Philippine banks are under increasing pressure from international investors to adhere to strict Environmental, Social, and Governance…
The Peso’s Shield: Analyzing BSP’s Foreign Exchange Intervention Strategy Amid 2026 Geopolitical Tensions
The Philippine Peso’s performance in 2026 is a high-stakes balancing act for the Bangko Sentral ng Pilipinas (BSP). With geopolitical…